Personal Loans

A personal loan from Habersham FCU can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, fund household projects, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Habersham FCU come with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

Personal Loans: Loan Term Annual Percentage Rates As Low As
$0-$1,000 1 Year 8.50% ***
$1,001-$2,500 2 Years 8.50% ***
$2,501-$4,000 3 Years 8.50% ***
$4,001-$10,000 4 Years 8.50% ***
Over $10,000 5 Years 8.50% ***

A worksheet is completed from your application information to determine your rate and limit. Maximum limit is $10,000 per member.


***Represents lowest available rate minus .50% discount with automatic payment from an existing HFCU checking account with established direct deposit. Not all members will qualify for minimum terms & conditions. All loan approvals are subject to normal underwriting guidelines. Actual Annual Percentage Rate (APR) and loan terms may be based on, but not limited to: individual's credit history and length of term. These rates do not apply to existing loans financed through HFCU.

Loan Calculator

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